Budget Alternatives for People Who Don't Want to Budget

Let's face it, strict zero-based budgeting is not for everyone. No matter how beautiful and seductive your friends make YNAB (or Mint, or spreadsheets, or whatever) sound, you're just not going to do it. So what's the alternative? Are you doomed to a life of financial anarchy? Have no fear. There is hope for your cash flow even if you're not on the budget bandwagon.

Intro/outtro music credit: eccentric - I Can Show You [Argofox Release] by Argofox