Blog

Should I Invest in a Target Date Fund? Weighing the Pros and Cons

Target date funds are convenient, popular, and designed to do the hard work for you. But does that mean a target date fund is the best choice for your financial future?

Michael Reynolds, CFP® | September 15, 2025

3 Ways to Generate Income from a Lump Sum of Money

If you've come into a lump sum of money, whether from a business sale, inheritance, settlement, or years of disciplined saving, you may be asking: "How can I turn this into reliable income?"

Michael Reynolds, CFP® | September 8, 2025

When Should I Get Life Insurance?

Life insurance can feel like one of those financial products that people think they’ll "get around to eventually." But waiting until later often means higher costs or even the possibility of not qualifying at all.

Michael Reynolds, CFP® | August 25, 2025

Does Dividend Investing Live Up to the Hype?

Let’s unpack where dividends come from, why investors are drawn to them, and how to think more strategically about total return and diversification.

Michael Reynolds, CFP® | August 18, 2025

Should I Invest in Physical Gold to Hedge Against Disaster?

Gold has often been viewed as a store of value and a hedge against inflation or economic crisis. But when it comes to true disaster preparedness (natural disasters, infrastructure breakdowns, or system-wide economic failure) is gold the right asset to hold?

Michael Reynolds, CFP® | August 11, 2025

Can an HSA Be Used to Pay for Medicare Premiums?

What happens when you transition to Medicare? Can you still use your HSA? And more specifically, can you use it to pay for your Medicare premiums?

Michael Reynolds, CFP® | August 4, 2025

How to Find Unclaimed Money – A Step‑by‑Step Guide to Reclaim What’s Yours

Discover how to find and claim unclaimed money that may belong to you. Learn the steps to search state and federal databases for forgotten funds like old bank accounts, checks, and insurance payouts.

Michael Reynolds, CFP® | July 28, 2025

Should You Invest in International Stocks?

It’s easy to be attracted to U.S. stocks, especially after a long period of great performance. However, when we step back and look at the bigger picture, the case for international diversification becomes clearer and more compelling.

Michael Reynolds, CFP® | July 21, 2025

How Decluttering Your Finances Can Improve Your Life

Feeling overwhelmed by your financial life? Learn how decluttering your finances can reduce stress, improve cash flow, and help you align your money with your values.

Michael Reynolds, CFP® | July 14, 2025