How Do You Know When You're Ready to Buy a House?
It's okay to get excited about the thought of buying a house. It's definitely an emotional experience. But base it on a solid financial foundation and make sure you're ready before making the largest purchase of your life.
What to Do If You Don’t Have a 401(k)
Don't let lack of access to a 401(k) keep you from saving and investing for retirement. You've got plenty of options to fill the gap.
Should You Buy Life Insurance Before You Need It?
Some guidelines says you don't need life insurance until someone depends on you financially. That sounds obvious. But there's a real case for buying a policy before anyone relies on your income, and a lot of people never consider it.
Is It OK to Get a Big Tax Refund?
Planning for a large tax refund can make sense in a lot of cases. Just because it's not financially optimal doesn't make it wrong.
How to Build a Business You Can Sell
Not everyone starts a business planning to sell it. Some of you have no interest in an exit at all, and that's fine. But stick with me, because the work that makes a business sellable is the same work that makes it healthier, calmer, and more profitable to run right now.
Five Ways to Simplify Your Money (and How It Helps)
Many people assume that managing money well requires complexity. More accounts, more spreadsheets, more strategies, more monitoring. The opposite is usually true.
Can I Afford a House Even If I Can't Put 20% Down?
Understanding where the 20% number comes from, and what your actual options are, can help you make a decision based on your finances instead of someone else's rule of thumb.
Why We Avoid Looking at Our Finances (And What It Costs)
Financial avoidance is very common, but if you learn to recognize it and manage it, you can get better at overcoming these tendencies.
How to Protect Your Money From Crypto "Pig Butchering" Scams
What is a pig butchering scam? Learn how this crypto fraud works, the warning signs to watch for, and how to protect your money.