Does Socially Responsible Investing, ESG, and Impact Investing Really Make a Difference?
SRI/ESG/Impact investing is nuanced, complicated, and can be somewhat confusing. It can also be controversial. While there are many advocates for this way of investing, there are also plenty of detractors who claim that it’s simply “virtue signaling” or that it doesn’t make a difference.
My Favorite Easy-to-Launch Service Business Ideas
One of the best ways to improve your financial situation is to increase your income. We often think about cutting expenses first but this can be very difficult. Cutting expenses is a great place to start but there is only so much you can do.
Budget Alternatives for People Who Don't Want to Budget
Let's face it, strict zero-based budgeting is not for everyone. No matter how beautiful and seductive your friends make YNAB (or Mint, or spreadsheets, or whatever) sound, you're just not going to do it. So what's the alternative? Are you doomed to a life of financial anarchy? Have no fear. There is hope for your cash flow even if you're not on the budget bandwagon.
Why I Don't Use Credit Cards
Aside from very rare and specific circumstances, I don't use credit cards and I haven't since 2009. I know, I'm a total weirdo and most people can't understand how I can function as a human on planet Earth without credit cards. After all, 83% of people aged 30 - 49 own a credit card and over half the households in the U.S. carry credit card debt so I must be missing out, right?
How I Approach Investing With My Clients
In addition to financial planning and financial coaching, a significant portion of my work with my clients is investment management. A lot goes into this, including assessing risk and time horizon, choosing suitable investments, monitoring those investments, rebalancing, and keeping investments aligned with my clients throughout their lives.
Is Pet Insurance Worth It?
Pets are a part of the family, and they deserve quality medical care. But healthcare for pets can get expensive. Is it worth it to consider pet insurance?
How I Organize My Bank Accounts (A Blueprint for Structured Banking)
I encourage you to give this structure a try. You may even want to customize it for your needs if you have other categories that you want to segment. Though it may seem like a little more work up front, this banking structure can go a long way toward helping you manage your money with intention and purpose.
Starry-eyed About Real Estate Investing? Here's a Dose of Reality.
It seems like everyone has a friend who is “into real estate”. As we walk the path of building wealth, investing in assets that produce a return is a key tenet. There is more than one way to invest and real estate seems to be a popular choice for many.
How to Launch an Online Course or Product
An online product is a wonderful way to generate income because it requires no inventory, no shipping, no geographic boundaries, and can be sold and delivered instantly. It can be a course, a membership community, a digital download, or any combination of things.