Blog

Why I Don't Use Credit Cards

Aside from very rare and specific circumstances, I don't use credit cards and I haven't since 2009. I know, I'm a total weirdo and most people can't understand how I can function as a human on planet Earth without credit cards. After all, 83% of people aged 30 - 49 own a credit card and over half the households in the U.S. carry credit card debt so I must be missing out, right?

Michael Reynolds | August 17, 2021

How I Approach Investing With My Clients

In addition to financial planning and financial coaching, a significant portion of my work with my clients is investment management. A lot goes into this, including assessing risk and time horizon, choosing suitable investments, monitoring those investments, rebalancing, and keeping investments aligned with my clients throughout their lives.

Michael Reynolds, CSRIC® | May 7, 2021

Is Pet Insurance Worth It?

Pets are a part of the family, and they deserve quality medical care. But healthcare for pets can get expensive. Is it worth it to consider pet insurance?

Michael Reynolds | September 14, 2020

How I Organize My Bank Accounts (A Blueprint for Structured Banking)

I encourage you to give this structure a try. You may even want to customize it for your needs if you have other categories that you want to segment. Though it may seem like a little more work up front, this banking structure can go a long way toward helping you manage your money with intention and purpose.

Michael Reynolds | August 27, 2020

Starry-eyed About Real Estate Investing? Here's a Dose of Reality.

It seems like everyone has a friend who is “into real estate”. As we walk the path of building wealth, investing in assets that produce a return is a key tenet. There is more than one way to invest and real estate seems to be a popular choice for many.

Michael Reynolds, CSRIC® | August 4, 2020

How to Launch an Online Course or Product

An online product is a wonderful way to generate income because it requires no inventory, no shipping, no geographic boundaries, and can be sold and delivered instantly. It can be a course, a membership community, a digital download, or any combination of things.

Michael Reynolds, CSRIC® | June 16, 2020

13 Myths About Working With a Financial Advisor

Of all the life skills that you can develop and strengthen, managing your money is perhaps one of the most impactful and important skills. Money is foundational to everything we do in life and how we relate to and handle money can have a significant impact on our quality of life.

Michael Reynolds | June 10, 2020

My Top Three Ways to Achieve Extreme Productivity

A lot of us struggle with productivity. Being able to get things done is a pretty clear competitive advantage when it comes to money. If you are productive, you are potentially more likely to increase your wealth because you can simply get more done which leads to success in business, work, running your household, and pretty much every area in life.

May 19, 2020

7 Everyday Ways to Use Your Financial Advisor

Money is a tough subject for a lot of us. It's hard to talk about. It's hard not to feel stressed out about it. It's hard to ask for help. All these feelings are natural. But they can also hold us back from making progress.

Michael Reynolds | February 18, 2020